The E‑Zwich Card is Ghana’s national smartcard payment system that allows cardholders to access banking and retail services across multiple banks and outlets nationwide. It uses biometric (fingerprint) authentication, making transactions secure, convenient, and accessible even in areas with limited network coverage.
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How to Apply?
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Features
- Biometric security: Fingerprint authentication for all transactions.
- Nationwide interoperability: Accepted at all major banks, rural banks, savings & loans, and retail merchants.
- Online & offline transactions: Works even in areas with poor network connectivity.
- Wide service range: Cash deposits, withdrawals, transfers, and retail payments.
Benefits
- Access funds at any participating bank branch.
- No PIN or password required fingerprint only.
- Secure and reliable payment option.
- Convenient access to retail and banking services nationwide.
Who Can Apply
- Mass market (including non‑customers of the bank).
- Government salaried workers.
- National Service personnel.
- International students (passport/Ghana card required).
- Institutions are issuing staff cards or seeking co‑branding opportunities.
How to Apply?
- Visit any participating bank branch.
- Request an E‑Zwich card through the branch officer.
- Provide valid identification (passport, Ghana Card, or staff ID if institutional).
- Enrol fingerprints during registration.
- Collect your card once issued and activated.
FAQs
Your card is activated during enrolment when your fingerprints are captured and verified.
One card can be linked to multiple accounts.
Issuance typically takes within 30mins.
Activation is completed at the branch during fingerprint enrolment and card issuance.
The E‑Zwich card is primarily designed for withdrawal, and money transfer in Ghana. Online purchases are NOT supported.
The E‑Zwich card does not require a PIN; your fingerprint serves as your secure authentication method.