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Visa Naira Debit Card
The Visa Naira Debit Card is a Naira denominated debit card designed to drive electronic payment adoption, support cashless transactions, and provide customers with convenient access to both local and international payment platforms.
Card Information
The Visa Naira Debit Card is a Naira denominated debit card designed to drive electronic payment adoption, support cashless transactions, and provide customers with convenient access to both local and international payment platforms.
It serves as a universal payment enabler, allowing customers to transact across all card-enabled channels. The product is positioned as a cost-effective everyday debit solution for retail customers, salary earners, and general account holders.
• Naira denominated Visa debit card
• Chip-and-PIN security for safe and reliable transactions
• Personalized card (customer name printed)
• Accepted locally and internationally wherever Visa is accepted
• Enabled on all channels (ATM, POS and WEB)
✅ Access to local and international transactions seamlessly
✅ Secure and reliable payment option
✅ Convenient payments across all channels (ATM, POS, Web)
✅ Effective for both online and offline transactions
✅ Zero fees for On-Us ATM withdrawals
✅ Zero fees on POS and Web usage
✅ Access to Visa-targeted promotions and offers
✅ Enables fund transfers across participating Nigerian banks
Customers can obtain the Visa Naira Debit Card through multiple channels:
Branch (Physical Onboarding)
Digital Channels (virtual onboarding): (FirstMobile, FirstOnline)
Delivery Options
- Branch pick-up
- Direct delivery to customers
Pricing
Issuance – N1,000 (One -off)
Quarterly maintenance fee- NGN 50.00
Limit
| TRANSACTION LIMIT | ||||
| LOCAL | INTERNATIONAL | |||
| CHANNEL | NGN | USD | EUR | GBP |
| ATM | NGN 100,000 | 1,000.00 | DOLLAR EQUIVALENT OF USD LIMIT | |
| POS | NGN 3,000,000 | 10,000.00 | ||
| WEB | NGN 3,000,000 | 10,000.00 | ||