Terms of Use

These Terms of Use (“Terms”) govern your access to and use of this website (the “website”), which is owned, controlled and operated by FIRST BANK SIERRA LEONE LIMITED ( the “Bank”). By accessing, browsing or using this Website in any manner, you confirm that you have read, understood and agreed to be legally bound by these Terms. If you do not accept these Terms, you must immediately discontinue use of the Website.

PURPOSE OF THE WEBSITE.
This Website is provided strictly for general information and informational reference purposes only and is owned and operated by FIRST BANK SIERRA LEONE LIMITED (“the Bank”). The content made available on this Website is not intended to be comprehensive, exhaustive or tailored to the individual circumstances of any user.

Nothing contained on this Website constitutes, or shall be construed as constituting an offer, invitation, solicitation, representation, recommendation, undertaking or commitment of any kind by FIRST BANK SIERRA LEONE LIMITED whether express or implied.
The information on this website does not constitute financial, investment, legal, regulatory, tax or professional advice and should not be relied upon as such. Users are solely responsible for obtaining independent professional advice before making any decision or taking any action based on information obtained from this website.

Use of this Website does not create and shall not be deemed to create any contractual, fiduciary, advisory, agency or professional relationship between the User and FIRST BANK SIERRA LEONE LIMITED. No duty of care or obligation is assumed by FIRST BANK SIERRA LEONE LIMITED by virtue of making information available on this Website and FIRST BANK SIERRA LEONE LIMITED expressly disclaims any responsibility or liability arising from any reliance placed on such information by any user or third party.

REQUIREMENT FOR FILING ONLINE FORM
Users are required to provide true, complete and accurate information when filing any online form on the FIRST BANK SIERRA LEONE LIMITED website. If any information provided is found to be false, misleading or incomplete, FIRST BANK SIERRA LEONE LIMITED reserves the right, at its sole discretion to reject the submission and permanently delete the user’s data from its servers.

WEB ACCOUNT OPENING
Users applying to open a web account with FIRST BANK SIERRA LEONE LIMITED must provide accurate and complete information and comply with all KYC requirements as required by the Bank. Applications are subject to FIRST BANK SIERRA LEONE LIMITED internal policies and review and the Bank reserves the sole discretion to approve or reject any application. Approved users will receive secure login credentials and are responsible for keeping them confidential.

INTELLECTUAL PROPERTY RIGHTS
All rights, title and interest in and to this Website, including its structure, layout, design, functionality and all content contained therein whether visible or underlying are and shall remain the exclusive property of FIRST BANK SIERRA LEONE LIMITED or its duly authorized licensors. This includes without limitation, trademarks, service marks, trade names, logos, icons all text, data, information, documents, graphics, images, photographs, audio, video, software, source code and proprietary notices (collectively the “Content”).

The Content is protected by applicable intellectual property, copyright, trademark, and other proprietary laws. Nothing contained on this Website shall be construed as granting by implication estoppel or otherwise any license or right to use any intellectual property of FIRST BANK SIERRA LEONE LIMITED without its prior written consent.

FIRST BANK SIERRA LEONE LIMITED grants you a limited, revocable, non-exclusive, non-transferable and non-sub licensable right to access and view the Website solely for lawful, personal and non-commercial purposes. This limited permission does not constitute a transfer of ownership or any proprietary rights. Except as expressly permitted, you may not copy, reproduce, duplicate, download, modify, adapt, translate, republish, upload, post, transmit, distribute, store, display, perform, sell license or otherwise exploit any part of this Website or its Content in whole or in part in any form or by any means without the prior written consent of FIRST BANK SIERRA LEONE LIMITED.

FIRST BANK SIERRA LEONE LIMITED reserves the right to enforce intellectual property rights to the fullest extent permitted by law including seeking civil and criminal remedies where unauthorized use, infringement or misuse of its Content is identified.

USER OBLIGATIONS
You agree to access and use this Website responsibly, lawfully and in full compliance with all applicable laws, regulations and regulatory guidelines. You further agree that your use of the Website shall not compromise the integrity, security, availability or reputation of FIRST BANK SIERRA LEONE LIMITED or any third party.
Without limitation, you shall not whether directly or indirectly:

• Use the Website in a manner that is misleading, fraudulent, unlawful, defamatory, abusive or otherwise harmful to FIRST BANK SIERRA LEONE LIMITED, its customers or any third party.
• Misuse, disrupt, damage, overload, interfere with or impair the operation, functionality or security of the Website or any related systems, servers or networks.
• Introduce, transmit or distribute any virus, malware, malicious code or other harmful component
• Use automated systems, scripts, bots, scraping tools or similar technologies to access, extract, monitor or copy any content from the Website without FIRST BANK SIERRA LEONE LIMITED’s prior written consent
• Use or attempt to use the Website for any purpose that could expose FIRST BANK SIERRA LEONE LIMITED to legal, regulatory, operational or reputational risk
• Attempt to gain, or assist another person to gain authorized access to any part of the Website, its infrastructure, databases or systems.

FIRST BANK SIERRA LEONE LIMITED reserves the sole and absolute right, at its discretion and without obligation to provide reasons, to monitor, review, restrict, suspend or terminate your access to the Website in whole or in part at any time and without prior notice.

FIRST BANK SIERRA LEONE LIMITED shall not be liable for any loss, damage or inconvenience arising from any restriction, suspension or termination of access to the Website, regardless of the reason for such action.

NO WARRANTY AS TO CONSENT
While FIRST BANK SIERRA LEONE LIMITED makes reasonable efforts to ensure that the information made available on this Website is accurate and current at the time of publication, FIRST BANK SIERRA LEONE LIMITED makes no representations or warranties of any kind whether express or implied regarding the accuracy, completeness, reliability, suitability, timelines or continued availability of the Website or any content contained therein.

All information is provided for general informational purposes only and may be changed, updated, suspended or withdrawn by FIRST BANK SIERRA LEONE LIMITED at any time without prior notice. FIRST BANK SIERRA LEONE LIMITED does not warrant that the content of the Website will meet any user’s expectations or requirements, nor that any identified inaccuracies or omissions will be corrected.

FIRST BANK SIERRA LEONE LIMITED does not guarantee that the Website will be free from errors, defects, interruptions, delays or technical failures or that access to the Website will be continuous or uninterrupted.

INDEMNITY
You agree to fully indemnify, defend and hold harmless FIRST BANK SIERRA LEONE LIMITED, its directors, officers, employees, agents, affiliates and service providers from and against any and all claims, actions, demands, losses, damages, liabilities, penalties, costs and expenses ( including reasonable legal and professional fees) arising out of or in connection with:

• Your access to or use of the Website
• Your reliance on any information
• Your breach of these Terms of Use or any applicable law or regulation
• Any misuse of the Website or its content by you or by any person using the Website through your device or on your behalf.

This indemnity shall apply whether such claims rise directly or indirectly and shall survive the rumination or cessation of your use of the Website.

LIMITATION TO LIABILITY
Except as prohibited by law, FIRST BANK SIERRA LEONE LIMITED, its directors, subsidiaries, officers, employees, agents, and affiliates shall not be responsible for any loss, damage or expense arising directly or indirectly from your use of or inability to use the website, its content or services. This includes without limitation, errors, omissions, interruptions, and authorized access, reliance on information or content from third parties.

The Website and its content are proved on an “as is” and “as available” basis and FIRST BANK SIERRA LEONE LIMITED makes no warranties, express or implied including warranties of accuracy, reliability, fitness for a particular purpose or non-infringement. Nothing in this clause limits any liability that cannot be excluded under applicable law.

GOVERNING LAW AND JURISDICTION
These terms shall be governed by and construed in accordance with the laws of the republic of Sierra Leone and any dispute arising from or relating to these Terms or the use of the Website shall be subject to the exclusive jurisdiction of the courts of Sierra Leone.

GENERAL INFORMATION.
All information on this Website is provided by FIRST BANK SIERRA LEONE LIMITED for general informational purposes only. It does not constitute advice, create any contractual of fiduciary relationship or impose any obligation on FIRST BANK SIERRA LEONE LIMITED.

Users must not rely on any content for financial, legal, regulatory or professional decisions. FIRST BANK SIERRA LEONE LIMITED reserves the sole right to modify, suspend, or withdraw the Website or its content at any time without notice and shall not be liable for any loss or damage arising from its use.

This clause operates in addition to, and shall not in any way diminish, affect or override any provisions of these Terms, including but to indemnity, intellectual property all of which remains fully enforceable.